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The Single Supervisory Mechanism (SSM) is the name for the mechanism which has granted the European Central Bank (ECB) a supervisory role to monitor the financial stability of banks based in participating states, starting from 4 November 2014. Eurozone states are obliged to participate, while Member states of the European Union outside the eurozone can voluntarily participate. , none of the non-eurozone member states had opted to join, although the ECB reported that some of them had expressed an interest in joining, and that talks were being held with each of them to map which changes to national legislation need to be adopted in order to become a SSM member. The SSM is the first established part of the EU banking union, and will function in conjunction to the Single Resolution Mechanism. ==Genesis== (詳細はBrussels on 28-29 June 2012. In compliance with the decisions made then, the European Commission developed its proposal for a Council Regulation establishing the SSM during the summer of 2012, and published it on 12 September 2012. The ECB "welcomed" the proposal,〔("ECB welcomes Commission's proposal for a single supervisory mechanism" ), ECB press release, 12 September 2012〕 but Chancellor of Germany Angela Merkel questioned "the capacity of ECB to monitor 6,000 banks."〔("Rehn: Schedule for single supervisory mechanism feasible" ), ''Helsinki Times'', 13 September 2012〕 The vice-president of the European Commission, Olli Rehn, responded that the majority of European banks would still be monitored by national supervisory bodies, while "ECB would assume ultimate responsibility over the supervision, in order to prevent banking crises from escalating."〔 Some economists remained skeptical, pointing to the composition of the SSM board as an issue.〔("First the Governance, Then the Guarantees" ), by Ivo Arnold, ''EconoMonitor'', 19 September 2012〕 The Commission proposes a board consisting of a total of 23 members, with 17 representatives of bank supervisors of member-states plus one chairman, one vice-chairman and four other members. Thus, the large majority of the SSM board would consist of national supervisors who "do not appreciate ECB interference in their daily national supervisory activities."〔 The European Parliament and Council agreed on the specifics of ECB oversight of eurozone banks on 19 March 2013. The Parliament voted in favour of the SSM Regulations on 12 September 2013,〔 and the Council of the European Union gave their approval on 15 October 2013. The SSM Regulation set 4 November 2014 as the date when the ECB would begin its supervisory role. Within the eurozone, the regulation gives the ECB responsibility for roughly 130 financial institutions with holdings of 85% of the banking assets.〔(【引用サイトリンク】title= EU regulatory outlook )〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Single Supervisory Mechanism」の詳細全文を読む スポンサード リンク
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